So money is one of those things that NICE people don’t talk about publicly, it’s déclassé, vulgar, base, which of course means I am going to do it.
I always kind of thought that by the time I was almost 40 I would have the whole money thing figured out. I have a good job that pays well enough. We don’t have any kids, rarely travel, still don’t own a yacht or a hover board. The maid I have been dying to hire is on the back burner but all my bills are paid. I should be financially set but I am still living pay cheque to pay cheque, hand to mouth and I have NO IDEA where the money is going. I have no savings and I am in debt on my line of credit, I haven’t seen the + side of my over draft in months and Visa card up to my eye balls. It SUCKS!
So when unexpected expenses pop up they totally throw me. This week each dog took a $200+ visit to the vet, thank god Gil paid for one of them. Now Miss P Garcia needs a pricey dental surgery and I am trying to chicken scratch together $1400. If this were the first, second or third time that one of the furry butts needed expensive medical intervention I would be fine to leave the heavy lifting to Gil but the truth is he has done the lions share for a long time and I wanted to take care of this. I guess that is part of being in a true partnership. So I put on my big girl panties and I called the bank. Could I please get either a small loan or an increase to my PLC, just enough to cover the surgery? I will give the guy some credit, he didn’t out and out laugh at me. After reviewing and crunching all my numbers they decided that what I needed was to consolidate. One loan to pay her baby girl’s operation and to pay off all my debt but the PLC will close and my credit card limit cut back. The thing is I know that they are right, clearly they are right. Maybe this is help I need to dig myself out of this BUT it’s so humiliating. I just really thought I had a better handle on it. Gil could tell something was the matter so he took me to grab a burger, knowing of course that food equals love in my universe, which is how I found myself sitting in A&W sobbing in embarrassment as I confessed to my husband the I was a total financial failure. To HIS credit he also didn’t laugh at me. He just took my hand and told me that hardly anyone has it together when it comes to money, some people are just better at faking it. He assured me that he was neither angry nor disappointed and he just hoped that I was able to find the positive in the situation, which I will after I am done licking my wounds.
WARNING!!! This girl talks about money in public!